Our Impact

Native American Bank is rewriting how Native Communities access banking services. We continue to maintain the highest banking certifications and accolades that empower us to make positive change throughout Indian Country and beyond. 

Certifications & Accomplishments  

• We have been certified as a Community Development Financial Institution (CDFI) bank since 2001. A CDFI is a financial institution that provides services to under-resourced communities.
• We are certified as a Community Development Enterprise (CDE) by the U.S. Department of Treasury, designating us to play a crucial role in administering New Market Tax Credits to attract private investment in economically distressed areas.
• We are designated as a Native-owned Minority Depository Institution (MDI) by the FDIC. Currently, 31 of our 37 shareholders are designated as Tribes, Tribal Enterprises, or Alaska Native Corporations.
• We have maintained an “Outstanding” rating under the Community Reinvestment Act (CRA) exam since our inception, meeting the credit and financial needs of low- and moderate-income communities. 

Mission in Action 

• 90% of Native American Bank’s loans are made in Indian Country.
• $237 Million in Loans: In the past five years, our loans have totaled $237 million to support $591 million in projects with Native entrepreneurs, Tribes, Tribal Housing Authorities and Alaska Native Corporations.
• 90% Commercial: Nearly 90% of our commercial lending supports Tribes, businesses and projects in areas certified as Historically Under-Utilized Business (HUB) Zones by the SBA, and other federally designated distressed areas.
• 10,665 Jobs: The businesses we financed created 644 new jobs and retained another 10,021.
• 251 Affordable Housing Units: Our lending helped build 251 housing units to those making less than 50% of the area median income.
• 2.1 Million Square Feet: Our lending built 1.8 million square feet of new facilities and renovated 300,000 square feet.
• 916 Child-Care Spaces: Our lending has helped create 916 child-care spaces.

Disclaimer: Since inception as of December 31, 2024.
Source: Native American Bank loan originations, the CDFI Fund, and borrower reporting.